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IberiaBank Credit Cards

IberiaBank has some very aggressive risk based pricing and relaxed underwriting criteria.  IBERIABANK branded cards do not require any proof of income to be submitted with the application. There are also no annual fees associated with IberiaBank's cards.


IBERIABANK Visa Platinum

    • Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00%
    • Earn 1 bonus point for every $1 in qualifying net retail purchases
    • Turn your points into hotel, gift, or experience rewards
    • Travel accident coverage up to $1,000,000
    • No annual membership fee
    • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
    • *See website for complete terms and conditions of card usage and application disclosure.
Credit Needed
Excellent Credit

IBERIABANK Visa Gold

    • Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00%
    • Earn 1% in cash back credit on all qualifying purchases
    • No limit on cash back; no expiration date on eligibility for accounts in good standing
    • Travel accident coverage up to $500,000
    • No annual membership fee
    • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
    • *See website for complete terms and conditions of card usage and application disclosure.
Credit Needed
Excellent Credit

IBERIABANK Visa Classic

     

    • Variable Rate APR ranging from Prime + 5.5% thru Prime + 12.00%
    • No annual membership fee
    • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
    • *See website for complete terms and conditions of card usage and application disclosure.
Credit Needed
Excellent Credit

IBERIABANK Visa Select


    • Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
    • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
    • Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
    • Online access to credit card account information

Credit Needed
Excellent Credit